Hurricane damage in Virginia Beach - tips from a repeat filer

Living in Virginia Beach means hurricanes are part of life. Ive filed probably 5 claims over the years. Heres what Ive learned.

1) Virginia has a 5% hurricane deductible limit now - check your policy. 2) Get on contractor lists BEFORE a storm - after is too late. 3) Document your property every year during sunny weather. 4) Virginia Beach specifically has good building department that can support code upgrade claims. 5) State insurance commission is responsive to complaints. Our last claim took 4 months and was fair.