Lost our home in the Park Fire this summer. State Farm paid out the claim (eventually, after months of fighting) but now theyre not renewing our policy. We rebuilt in the same location and literally...
Update for anyone following my situation. Still waiting on the final decision for my dental claims claim.They sent out a second adjuster last week which I hear can be good or bad. At least theyre...
Filed a claim last week for dental claims and haven't heard anything back yet. Is this normal?The damage is pretty significant and I'm getting worried they're just going to lowball me or deny it...
Need to get estimates for my medical claims damage before the adjuster comes. Anyone have advice on finding contractors who know how to work with insurance claims?Some people are saying i need someone...
Need to get estimates for my medical claims damage before the adjuster comes. Anyone have advice on finding contractors who know how to work with insurance claims?Some people are saying i need someone...
Wanted to share my experience with a medical claims claim since I learned a lot from this community when I started.Filed in October, adjuster came out within a week. Initial offer was about 40% of...
Just got my first dental claims situation and im pretty lost on what to do next. My insurance company is asking for documentation i dont think i have.Anyone been through this before? What kind of...
I had an MRI last month that my doctor ordered because of chronic back pain. My insurance approved the pre-authorization but now they're denying the claim saying it wasn't "medically necessary". The...
Trying to understand my policy better after this vision claims situation. The coverage limits section is confusing me.Is there a good resource for understanding what these numbers actually mean in...
Update: the appeal worked! They reversed the denial on my mental health claims claim.Took me writing a detailed letter citing the specific policy language and including photos they somehow "didnt...
After 4 months of back and forth my vision claims claim finally settled. Wanted to say thanks to everyone here who gave advice.Ended up getting about 85% of what I was asking for which my contractor...
Finally settled my prescription claims claim and I have to give credit to the public adjuster I hired. Initial offer was $4,200. Final settlement was $18,500.Yeah they take a percentage but I still...
Got the offer letter for my prescription claims claim today. They want to give me $1,800. The repair estimate is over $12,000.Are they serious? How do they expect anyone to accept this? I'm so...
Just got my first mental health claims situation and im pretty lost on what to do next. My insurance company is asking for documentation i dont think i have.Anyone been through this before? What kind...
One advantage of living in Rhode Island - the state insurance regulators are actually accessible and responsive. Had a claim dispute and filed a complaint online.Got a call back from an actual person...
I wanted to share my experience because I was ready to give up so many times during this process. What happened: Pipe burst in my ceiling, caused about $35k in damage. Insurance initially offered $12k...
Wanted to share my experience with a pre-authorization claim since I learned a lot from this community when I started.Filed in October, adjuster came out within a week. Initial offer was about 40% of...
Got the denial letter today for my pre-authorization claim. They're saying its not covered but I dont understand why.Has anyone successfully appealed something like this? Do I need a lawyer or can I...
Just wanted to share for anyone struggling to find homeowners insurance in Alabama - Citizens Property Insurance started writing policies in the state last year. My previous insurer dropped me after...
The 2020 derecho destroyed our garage and damaged the house. Its now 2024 and Im STILL fighting with my insurance company about the full settlement. They paid partial but are disputing the rest.Does...